How it Works
All of our homes are currently for sale. Monthly payments include taxes & insurance. These homes are not available to rent only. An approval is required prior to viewing any of the homes.
Our rent to own program is designed for people who truly want to buy a home, however, at this time they don't qualify due to not having the needed minimum downpayment. Some areas still allow 100% no money down financing. Also if you are a veteran you can buy a home with no money down.
Fill out the online application to see if you qualify for a mortgage or our rent to own option. A Pre approval is required prior to viewing the homes. We will review your application and get back to you with your options and payments.
Some of our program guidelines are:
must credit qualify
no bankruptcies last 2 years
no foreclosures/short sales last 3 years.
All judgements, tax leins, and back owed child support must be paid in full.
satisfactory income to debt ratio. If you are only working part time or paid via commission you must be on that job a minimum of 2 years.
Prior to applying if you are currently 30 days or more late on a current loan or credit card, please get caught up prior to applying as we do require no currently past due active accounts. Prior collections are fine.
It's that easy! **Everybody needs to apply online to ensure the process goes smoothly**
If you don't see a property that you like send an email to
RMeyer@gsf-mortgage.com of what you are looking for. If we know you are serious about buying a home, we'll find one that you like, it's that easy.
We have a group of private investors that are actively looking for homes to purchase for buyers. These investors will update the home with whatever is needed including windows, roof, flooring, kitchen, bathroom, and appliances.